Blog - Craig Melton

Buyers, FAQ

How much money do I really need to buy a home in the Jonesboro area, including down payment and closing costs?

Money is often the biggest source of stress for buyers, especially before they understand how the numbers actually work. Many people delay buying simply because they assume they cannot afford it. My job is to replace assumptions with facts. The truth is, buying a home in the Jonesboro area does not always require a massive […]
Buyers

The Monthly Costs Home Buyers Too Often Underestimate

Most buyers in Jonesboro and across Northeast Arkansas spend months getting “mortgage ready.” They watch rates, run payment calculators, and refresh listings like it’s their job. Then they close, get the keys… and the financial reality feels different than what they expected. Not because they made a bad decision. Because most homeownership advice still focuses […]
FAQ, Sellers

What Steps Should I Take to Prepare My Home for Sale in Jonesboro or Craighead County?

Preparing your home for sale is not about perfection. It is about positioning. It is about helping buyers walk in and immediately feel comfortable, confident, and connected to the space. Emotion plays a big role here because buyers are not just evaluating a house, they are imagining a future. The first step is simplifying. Decluttering […]
Sellers

Why 40% of Homeowners Are Mortgage-Free (and What It Means for You)

Home equity is one of the most overlooked sources of financial stability. And with national data showing that 40.3% of U.S. homeowners now own their homes mortgage-free, a lot of people are realizing they may be sitting on more equity than they think. Rising mortgage-free ownership is a window into how much wealth many longtime […]